Secured Capital Funding Group ....unbelieveable results!

The Secured Credit Builder™ Program is a full-service program offered from Secured Capital Funding Group that helps your business to build business credit. Whether through a newly formed entity or existing business, we can facilitate in this often confusing task. This is not considered a “do it yourself” course. What sets our program apart is that we actually do the work for you, building your credit profile and setting up credit for your business with nationally-recognized vendors and banks. This ensures you receive only the best credit ratings that the business credit bureaus have to offer. Our program offers many unique advantages as opposed to some of the other credit building techniques available. We offer a complimentary “adequate” trade insertion with all of our Secured Capital Funding Group programs to rapidly accelerate your business credit worthiness. Often times many people ask if a paydex of 80 is all that they should be concerned with when attempting to build corporate credit. Our response is that a paydex of 80 is merely one step in building a strong corporate credit profile. There are many other aspects to consider, one of which is a properly established D&B rating. A D&B rating is charachterized as an overall assessment of the company’s financial strength and employee number. The numerical portion of the rating is considered to be a Composite Credit Appraisal which contrary to popular belief weighs heavily on many underwriting systems. Many of the automated credit approval systems compile the rating along with the paydex to generate an approval. This is just one example of an often overlooked attribute which is crucial to obtaining favorable decisions from lending institutions. Secured Credit Builder™ incorporates years of specialized knowledge in building profiles as not to create any high risk situations with the business credit burueaus. Secured Credit Builder™ also offers a lifetime support membership. We request that all of our clients come to us with any future questions, concerns or necessary profile updates to process through our support staff. The key to maintaining a properly established profile is in the consistent research and development of our programs, and as such we feel it’s our obligation to offer that value to you for the life of your business.

Secured Capital Fudning Group - Capital Generation

Secured Capital Funding Group has created a unique program to offer to its clients looking to expand through the use of unsecured capital. We have formulated a comprehensive program through the use of industry relationships with highly motivated banking sources. We can assist you in obtaining unsecured lines of credit up to $500,000.00 and often times more. Our programs consist of multiple banking sources typically offering increments of $50-100,000 of unsecured business capital. Some of the competitive advantages our programs offer include:
Our programs do not require the use of tax returns, bank statements or financials.
Our programs are often times referred to as “score driven” or “stated” loans because they require minimal or no documentation.
Through our extensive knowledge of the often undisclosed loan guidelines, we will help you to achieve the compliance and strength the banks are looking for.
Secured Capital Funding Group has the ability to pre-underwrite your loan application before submission to eliminate costly errors.
We have direct relationships with senior executives within all of our banking sources to ensure timely and reliable decisions. Business Lines Don’t Report To Personal Credit SCFG has strategically selected lending sources who do not report to the personal credit profiles of the corporate officers applying for the lines. This allows the officers to keep their personal credit free from business debt which helps to maintain optimal FICO scoring. This distinct separation provides many benefits and aides in the prevention of over utilized personal credit which can be damaging to a business seeking unsecured lines of credit. Acquire Credit When You Don’t Need It We often encourage our clients to acquire capital when they don’t need it. Simply put, we have found it to be a common occurrence that when a company is in absolute need of funding, the officer or officers of the company have already over utilized a good portion of their available personal revolving credit. This creates a problem for the application process because the FICO scoring system is primarily based on revolving utilization. High revolving utilization equals lower FICO scores which diminishes the chances of approvals. Statistically, lenders want to fund loans when consumers or businesses are not in ‘need’ of financing. Pay as You Use Remember, the lines we establish are lines of credit, meaning you only pay interest when you use them. Rates typically vary between Prime and Prime + 4%. Rates are subject to fluctuation pending economic conditions.